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	<title>Home Mortgage, Refinance, Home Equity Information - AskMortgages.com Blog</title>
	<link>http://askmrmortgages.com/blog</link>
	<description>Information for consumers about home purchase mortgages, refinance, home equity and debt consolidation.</description>
	<pubDate>Wed, 17 Jan 2007 18:01:21 +0000</pubDate>
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		<title>Debt consolidation for credit card debt?  Is it right for you?</title>
		<link>http://askmrmortgages.com/blog/2007/01/17/debt-consolidation-for-credit-card-debt-is-it-right-for-you/</link>
		<comments>http://askmrmortgages.com/blog/2007/01/17/debt-consolidation-for-credit-card-debt-is-it-right-for-you/#comments</comments>
		<pubDate>Wed, 17 Jan 2007 18:01:21 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Home Mortgage</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2007/01/17/debt-consolidation-for-credit-card-debt-is-it-right-for-you/</guid>
		<description><![CDATA[     Many times I see consumers refinancing and consolidating large amounts of credit card debt into their new home loan(s).  Well this may or may not be a smart idea, it depends on the individual&#8217;s situation.  First thing to look at is the available equity in the home.  You don&#8217;t want to be adding in [...]]]></description>
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		<title>Prospects for 2007 Home Sales</title>
		<link>http://askmrmortgages.com/blog/2006/12/29/prospects-for-2007-home-sales/</link>
		<comments>http://askmrmortgages.com/blog/2006/12/29/prospects-for-2007-home-sales/#comments</comments>
		<pubDate>Fri, 29 Dec 2006 19:21:39 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Home Mortgage</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/12/29/prospects-for-2007-home-sales/</guid>
		<description><![CDATA[  Recent reports have indicated an increase in new home sales (new construction homes).  This bodes well for the upcoming year.  2006 wasn&#8217;t the best year for new home sales or sales in general.  However with these new reports from 4th quarter 2006 and the current interest rates lowering 2007 could show increases in both [...]]]></description>
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		<title>Home Loan Demand Rises.</title>
		<link>http://askmrmortgages.com/blog/2006/12/15/home-loan-demand-rises/</link>
		<comments>http://askmrmortgages.com/blog/2006/12/15/home-loan-demand-rises/#comments</comments>
		<pubDate>Fri, 15 Dec 2006 17:46:57 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Mortgage Rates News</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/12/15/home-loan-demand-rises/</guid>
		<description><![CDATA[Many publications and web-sites have cited an increase in the demand for home loans, specifically refinances.  This is most likely caused by one of 2 reasons.  First, rates have trended down over the past few months with speculation that they will remain at their current levels.  Second, there are a great deal [...]]]></description>
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		<item>
		<title>Renting vs. Buying</title>
		<link>http://askmrmortgages.com/blog/2006/12/07/renting-vs-buying/</link>
		<comments>http://askmrmortgages.com/blog/2006/12/07/renting-vs-buying/#comments</comments>
		<pubDate>Thu, 07 Dec 2006 01:01:51 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Home Mortgage</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/12/07/renting-vs-buying/</guid>
		<description><![CDATA[This has been a huge debate for years, should you continue renting or try to buy something.  You can argue for each side.

With renting you typically pay less per month and aren&#8217;t liable for the property taxes or insurance.  In addition if something goes wrong with the property you are not financially responsible [...]]]></description>
		<wfw:commentRSS>http://askmrmortgages.com/blog/2006/12/07/renting-vs-buying/feed/</wfw:commentRSS>
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		<item>
		<title>What should you do if you currently have an ARM?</title>
		<link>http://askmrmortgages.com/blog/2006/11/30/what-should-you-do-if-you-currently-have-an-arm/</link>
		<comments>http://askmrmortgages.com/blog/2006/11/30/what-should-you-do-if-you-currently-have-an-arm/#comments</comments>
		<pubDate>Thu, 30 Nov 2006 22:39:55 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Mortgage Rates News</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/11/30/what-should-you-do-if-you-currently-have-an-arm/</guid>
		<description><![CDATA[If you have an ARM (Adjustable Rate Mortgage) and it will be adjusting in the next few months chances are, if you took out this loan 2 or 3 years ago, the rate will adjust higher.  Therefore it could be time to look into locking into a long term fixed rate loan.  You [...]]]></description>
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		<item>
		<title>Are rates dropping again?</title>
		<link>http://askmrmortgages.com/blog/2006/11/20/are-rates-dropping-again/</link>
		<comments>http://askmrmortgages.com/blog/2006/11/20/are-rates-dropping-again/#comments</comments>
		<pubDate>Mon, 20 Nov 2006 20:06:07 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Mortgage Rates News</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/11/20/are-rates-dropping-again/</guid>
		<description><![CDATA[Well the early indications are good that rates are beginning to lower.  They have remained constant over the past few months, with a few dips.  But last week 30 year fixed dropped under 6.25%.  Another indicator was that the Federal Reserve isn&#8217;t planning on increasing the funds rate.  The benchmark rate [...]]]></description>
		<wfw:commentRSS>http://askmrmortgages.com/blog/2006/11/20/are-rates-dropping-again/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>Interest Only Loans</title>
		<link>http://askmrmortgages.com/blog/2006/11/13/interest-only-loans-good-or-bad/</link>
		<comments>http://askmrmortgages.com/blog/2006/11/13/interest-only-loans-good-or-bad/#comments</comments>
		<pubDate>Mon, 13 Nov 2006 22:46:53 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Home Mortgage</category>
	<category>Mortgage Refinance</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/11/13/interest-only-loans-good-or-bad/</guid>
		<description><![CDATA[Interest only loans serve one basic function, to give you the lowest payment.  These loans only require you pay the interest owed on the loan each month; no principal is needed to be paid.

Consumers typically will take these loans to either save themselves money per month or enable them to buy a bigger house. [...]]]></description>
		<wfw:commentRSS>http://askmrmortgages.com/blog/2006/11/13/interest-only-loans-good-or-bad/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>What are Stated Income or No Doc loans?</title>
		<link>http://askmrmortgages.com/blog/2006/11/09/what-are-stated-income-or-no-doc-loans/</link>
		<comments>http://askmrmortgages.com/blog/2006/11/09/what-are-stated-income-or-no-doc-loans/#comments</comments>
		<pubDate>Thu, 09 Nov 2006 16:07:29 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Home Mortgage</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/11/09/what-are-stated-income-or-no-doc-loans/</guid>
		<description><![CDATA[These loans used to be solely for self-employed borrowers.  The majority of self-employed individuals typically can&#8217;t or do not want to provide income documents.  They are unable to verify enough income even though they are able to afford the mortgage payments.

A stated income or No Doc loan basically allows the borrower to be [...]]]></description>
		<wfw:commentRSS>http://askmrmortgages.com/blog/2006/11/09/what-are-stated-income-or-no-doc-loans/feed/</wfw:commentRSS>
		</item>
		<item>
		<title>The housing market.</title>
		<link>http://askmrmortgages.com/blog/2006/11/01/housing-market/</link>
		<comments>http://askmrmortgages.com/blog/2006/11/01/housing-market/#comments</comments>
		<pubDate>Wed, 01 Nov 2006 19:51:43 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>Home Mortgage</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/11/01/housing-market/</guid>
		<description><![CDATA[The biggest fear in Real Estate is that the &#8216;bubble will burst&#8217; and property values will decrease.  In many regions they have started to see a slight decrease in the property values.  There are many reasons and factors into the decreasing of property values.

First, many regions saw a very dramatic increase in property [...]]]></description>
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		</item>
		<item>
		<title>Do You Need a Home Equity Loan or Line of Credit?</title>
		<link>http://askmrmortgages.com/blog/2006/11/01/home-equity-loan-with-no-equity/</link>
		<comments>http://askmrmortgages.com/blog/2006/11/01/home-equity-loan-with-no-equity/#comments</comments>
		<pubDate>Wed, 01 Nov 2006 14:00:00 +0000</pubDate>
		<dc:creator>AskMrMortgages</dc:creator>
		
	<category>HELOC</category>
	<category>Home Equity Loans</category>
		<guid isPermaLink="false">http://askmrmortgages.com/blog/2006/11/01/home-equity-loan-with-no-equity/</guid>
		<description><![CDATA[Using the equity from your home is a great way to pay for home improvements, fund your child’s education, or get your family out of debt. So what do you do when you want to apply for a home equity loan. Here are some tips and suggestions that may help you find the right product for you, so [...]]]></description>
		<wfw:commentRSS>http://askmrmortgages.com/blog/2006/11/01/home-equity-loan-with-no-equity/feed/</wfw:commentRSS>
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